Financial Stress. Sorted

From firefighting to structured prevention - annual financial wellbeing programmes that reduce recurrence and protect retention.

Designed to strengthen existing provision and take pressure off HR teams.

Financial stress is often the least visible pressure inside workplace wellbeing strategies - and the most persistent.

Most organisations invest in support for burnout, anxiety and performance issues - yet find the same patterns returning.

Because one factor remains unaddressed:

Financial stress.


🟨 It affects employees at every level - regardless of job title


🟨 It influences focus, confidence and decision-making


🟨 It damages productivity, performance, retention and reputation.

This is not simply a financial issue.
It's a structural one.

When financial stress is addressed preventatively - rather than reactively - wellbeing initiatives work better, HR teams carry less burden, and recurrence reduces.

Ignore it, and it returns.

What a Structured Financial Wellbeing Year Looks Like

Each programme is built around strategically timed sessions, designed to reduce recurrence and address key organisational pressure points across the year.

Delivered online or in person, sessions can be aligned to onboarding, peak workload periods, life stages or organisational risk points.

Everyday Financial Confidence

  • Better Budgeting for All

  • Your Financial Health Matters

  • Money 101 for New Starters

Financial Patterns & Behaviour

  • Breaking the Debt Cycle

  • The Psychology of Spending

  • Money Mindset for High Earners

Life Stage and Risk Awareness

  • Money & The Menopause

  • Family Finances

  • Preparing for Retirement

Mental Health & Financial Stress

  • Men, Money & Mental Health

  • Financial Stress & Burnout Prevention

  • Money Anxiety & Decision Fatigue

Programmes are tailored to organisational risk profile, workforce demographics and strategic priorities.

Taking a Human First Approach to Money

At the Financial Wellbeing Academy, we believe that financial wellbeing is about more than the amount people get paid, or what their bank balance shows.

It's about confidence, emotional safety and the ability to talk about money, and make informed financial decisions without fear, shame or confusion.

Because money isn't just a number - it's a thread running through mental health, relationships and performance.

The Silent Cost of Financial Stress - Real lives. Real Risks.

  • Almost 50% of UK employees say that money worries are affecting their performance at work.

  • 70% of all employees under 55 report being anxious or stressed about money.

  • Over a THIRD have missed work as a result of their financial situation.

  • Around 23% are experiencing financial stress severe enough to have an impact on their mental health.

  • A THIRD of employees are living payday to payday.

  • In England alone, around 400,000 people consider taking their own life, every year, due to money worries.

Supporting employers under pressure


We know budgets are tight.

National Insurance hikes. Minimum wage increases. Pay review season. It all adds up. But supporting financial wellbeing isn’t just about pay rises.

It’s about giving employees the tools, education and confidence to make more of what they already have. We’re here to help your people manage their money better - not to encourage them to ask for more of it.

This isn’t a cost. It’s an investment in resilience, retention, and reputation.

The Times and The Telegraph 5* Rated Financial Coaching.

Proudly featured in the Sunday Times Alternative Rich List 2025

Award winning and trusted by HR teams, wellbeing leads and forward thinking business leaders across the UK and beyond.

Our Approach: Independent. Complementary. No Conflict.

Financial wellbeing isn’t just about earning more or sending people to debt helplines.

It’s about emotional safety, decision-making, and confidence.

We are here to:

Equip employees with tools to make confident financial choices

Enableeindividuals to face challenges without fear or shame

Foster resilience that impacts not just your people - but their families, teams, and your bottom line

What we're NOT:


❌ Financial advisors.
❌ Product pushers
❌Replacements for your EAP or existing wellbeing provision.

We’re independent - and that’s our power.


It means we can work alongside your current partners to deliver deep, specialist support with no agenda. In fact, we often help increase engagement with other services - maximising your overall ROI.

Because when your people feel emotionally safe with money, everything improves. At home, at work, in the community.

Copyright © 2026 The Financial Wellbeing Academy

All Rights Reserved.

info@thefinancialwellbeingacademy.com

(+44) 07900 982878